Insurance

Providers at Coaching for the Voyage accept payment from Aetna, Care First, Blue Cross/Blue Shield, Tricare, United Health Care, Medicare, Medical Assistance, Military One Source and Magellan EAP Services.  Note, not all providers are credentialed under all of these programs.  If we do not accept your insurance, you may choose to check and utilize your out of network benefits.  You would pay us directly and we will provide you with documentation to submit for possible reimbursement.  All clinicians are able to accept Private Pay Clients.
 
It is the client's responsibility to advise their clinician of any changes in their insurance prior to services being provided.

​Many insurances require copays or co-insurances or have deductibles that need to be met.  Please consult with your insurance provider for the most accurate information regarding your benefits.

Payment

Copays, Co-Insurance, Deductibles and all other payments are due at the time of service.  Client's may make payment by cash, check, credit card or HSA card.  For client convenience,  a credit or HSA card can be kept as part of your electronic health record and used to make these payments.  You may change your payment method at anytime.

​Receipts for credit card or HSA payments are sent automatically to the email on file.  Please advise your clinician if you need further documentation.

If making payments by cash, please bring exact change as no cash is kept on premises.

There is a $30 charge for declined payments or checks returned for non-sufficient funds.

Cancellation/No-Show Policy

Coaching for the Voyage has a 24 hour cancellation policy.  Clients are to give 24 hours notice of their need to cancel their appointment.  Failure to provide 24 hours notice may result in the client being charged a late cancellation fee.  Client's who No-Show for their appointment will be charged.

Late Cancellation and No Show Fee is $70.00

Session Fees

​Session Fees:  $125 -  $150

Clinical Supervision of LMSW's:  $100

Paperwork Requests:  Please discuss with your clinician fees that may be associated with completing paperwork.

​Court Involvement:  Client will be responsible for covering our hourly rate for court appearances.

 Good Faith Estimate No Surprise Act

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in an insurance plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage, a Good Faith Estimate of expected charges, both orally and in writing or upon request or at the time of scheduling health care services.  

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost
 
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate for medical items and services.  If this applies to you:
 
•You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs for medical tests, prescription drugs, equipment, and hospital fees.
 
•Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
 
•If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
 
•Make sure to save a copy or picture of your Good Faith Estimate.
 
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call  Coaching for the Voyage 240-309-4063.